Min Ying Chen

Market, Liquidity and Asset Liability Management Risk Management Exam

In recognition of successful completion of the

MLARM10154

Justin C McCarthy

This certificate is awarded to:

Passage of this exam demonstrates a deep, practical understanding of market, liquidity and asset liability management, their frameworks, and various measurement methodologies in financial institutions.

September 30, 2017

Passed on this date:

PRMIA Certificate Number:

Chief Executive Officer, PRMIA