David McMeekin

This certificate is awarded to:

In recognition of successful completion of the

Market, Liquidity and Asset Liability Management Risk Management Exam

Passage of this exam demonstrates a deep, practical understanding of market, liquidity and asset liability management, their frameworks, and various measurement methodologies in financial institutions.

Justin C McCarthy

Chief Executive Officer, PRMIA

Passed on this date:

PRMIA Certificate Number:

January 6, 2017

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This certificate is awarded to:

In recognition of successful completion of the

Operational Risk Management Exam

Passage of this exam demonstrates a high level of understanding of operational risk management frameworks and measurement methodologies.

Justin C McCarthy Chief Executive Officer, PRMIA

Passed on this date:

PRMIA Certificate Number:

March 7, 2016

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